In the 2026 Regular Session, the Kentucky General Assembly passed HB 568 and HB 355. Together these bills prohibit new Kentucky public adjuster licenses, strip existing licensees of the right to negotiate with insurers on behalf of policyholders, and block licensed real property appraisers from filling that role. When signed into law, they will fundamentally alter, and for most practical purposes eliminate public adjusting as a profession in Kentucky.

Kemper Law Office represents Kentucky-licensed public adjusters affected by this legislation. We are preparing a legal challenge and are in communication with national organizations that share these concerns. We are actively building a litigation group of affected Kentucky licensees.

Who Should Contact Us

If you are a Kentucky public adjuster or policyholder affected by HB 568 or HB 355, we want to hear from you. Contact our office if any of the following apply:

If you hold an active Kentucky public adjuster license and the negotiation prohibition has eliminated the economic core of your practice.

You were in the process of becoming a licensed public adjuster in Kentucky and that path has now been closed.

You have existing client relationships and pending claims that this legislation has disrupted.

If you are a Kentucky property owner who depended on public adjuster services and now face a disputed claim without that option.

A public adjuster attorney at Kemper Law Office is ready to discuss your situation. Initial consultations are free.

Our Background with Kentucky Public Adjusters

Kemper Law Office is a Louisville civil litigation firm with experience in constitutional litigation, policyholder disputes, bad faith insurance claims, and first-party property litigation. We have handled cases at the trial court level and on appeal. We have represented policyholders against insurers, worked with public adjusters, and understand how insurance companies value and approach disputed claims. That experience is directly relevant here.

There is strength in numbers in this kind of challenge. We are building a group of affected Kentucky licensees now, before the litigation is filed.

Contact Us

Contact a public adjuster attorney like Aaron Kemper directly at aaronkemper@lawhelplouisville.com or call our office. Initial consultations for public adjusters affected by this legislation are free.

Kemper Law Office 1009 S. 4th Street Louisville, KY 40203 lawhelplouisville.com