Dedicated Representation for Life-Altering, Devastating Injuries in the Louisville Area (Jefferson, Oldham, Bullitt, Clark, Floyd)  

Serious injuries do more than cause physical pain; they create a wave of medical uncertainty and financial strain. When insurance companies prioritize their interests over yours, you need a strong advocate who understands the complex legal landscape of both Kentucky and Indiana.  

I am an experienced attorney based in the Old Louisville neighborhood, specializing in cases that require rigorous investigation rather than high-volume turnover. Whether your injury occurred in the Louisville area, or across the river in New Albany or Clarksville, I provide the direct, attorney-led counsel your case deserves.  

Why Choose a Selective Litigation Practice?

Unlike “high-volume” settlement firms that take every case, I limit my caseload to focus on serious, devastating injuries requiring deep medical development and litigation. This selective approach allows me to work every case harder; thus, ensuring you receive direct interaction with your attorney throughout the 12 to 24-month process.  

• Direct Attorney Access: During the case, you work directly with me from day one.  
• Trial-Ready Preparation: Significantly, I build every case for the courtroom since this forces better settlement offers from the opposition.  
• Information-Driven Strategy: As can be seen, I prioritize careful evidence gathering over quick, low-value settlements.  

The types of injuries I have handled range from car accidents, truck accidents, slip and falls, and unique personal injuries with difficult constitutional issues. Get detailed answers on how I approach complex litigation in my [Full Litigation FAQ].”

Kentucky vs. Indiana: Navigating the “Hidden” Legal Hurdles

1. The Medical Bill Recovery Gap

• In Kentucky: You can recover the “sticker price” of your medical treatment. What the insurance company actually paid plays no role in your recovery.
• In Indiana: You are generally limited to recovering only the amount actually paid after insurance reductions. As a result, this can significantly alter the “value” of a claim.

2. Comparative Fault Rules

• Kentucky (Pure Comparative Negligence): You can recover damages even if you are 99% at fault, though your award is reduced by your percentage of responsibility.  
• Indiana (Modified Comparative Fault): Indiana follows a “51% Rule.” If you are found to be more than 50% at fault, you are barred from any recovery.

All in all, for a devastating injury, the difference between Kentucky and Indiana law isn’t just a technicality, it can be a six-figure difference in your final recovery.

Topic	Kentucky (The Bluegrass State)	Indiana (The Hoosier State)
Fault System	Pure Comparative Fault: You can recover damages even if you are 99% at fault. Your award is reduced by your percentage of blame.	Modified Comparative Fault: If you are found 51% or more at fault, you are barred from recovery.
Medical Recovery	Sticker Price Rule: Full billed medical charges may be recovered.	Actual Paid Rule: Recovery often limited to amounts actually paid.
General Deadline	1 year from injury or discovery	2 years from injury
Car Accident Deadline	2 years (or last PIP payment)	2 years from accident
No-Fault Benefits	$10,000 PIP standard regardless of fault	Not a no-fault state; negligence must be proven

Specific Areas of Focus

I represent individuals and families who have suffered catastrophic losses due to negligence or wrongful conduct.

• Commercial Truck & Fleet Accidents: Handling the complexities of federal regulations and high-limit insurance policies.  
• Car Accidents: For example, wrecks invovling serious injuries, mulltiple parties, and issues of liability that need examination.
• Catastrophic Brain & Spinal Injuries: Such as developing medical evidence for TBIs, paralysis, and permanent impairments.  
• Premises Liability: Addressing unsafe property conditions, inadequate lighting, and hidden hazards.  
• Wrongful Death: Navigating the distinct statutory requirements and beneficiary claims in KY and IN.  

Award-Winning Legal Advocacy

Experience and community recognition are the pillars of a successful legal claim. Accordingly, my practice is built on a foundation of recognized excellence:

• National Recognition: Named “Top 40 Under 40” and “Top 10 Under 40” in 2017.
• Public Service: Recipient of the Volunteer Service Award in 2022 award from President Biden for pro bono contributions on reproductive rights as they related to In Vitro Fertilization.
• Proven Results: Focused on complex civil litigation involving serious injury and loss of life.

Frequently Asked Questions

What is the statute of limitations for an injury in Louisville?

In Kentucky, most personal injury claims must be filed within one year of the injury. However, car accidents may have a two-year limit depending on how medical bills (PIP) are paid. In contrast, you have two years to file a lawsuit in Indiana in all personal injuries. Missing these deadlines terminates your right to seek compensation.  

How are medical liens handled in a settlement?

I coordinate directly with healthcare providers and insurers to manage liens. While no specific statute automatically reduces these, I rely on Quantum Meruit and fairness principles, backed by the threat of litigation, to negotiate reductions so more of the recovery stays with the client.  

What if the other driver is uninsured?

Kentucky requires uninsured-motorist (UM) coverage. Therefore, if the at-fault party lacks insurance, I will file a claim through your own UM policy to ensure you are still protected.  

Request a Strategic Case Review

If you seek an honest assessment of your case without the pressure of a high-volume “settlement mill,” I invite you to contact my Old Louisville office.